Growing American Banks: Texas Bankers Association’s Annual Strategic Opportunities Conference in New Orleans

Since 2008, the American banking sector has recovered nicely. Now, in North Texas, the property market might set new records, reaching all-time highs in 2017 and 2018. What could be better than having these buoyant profit discussions at the November 2016 Texas Bankers Association’s Annual Strategic Opportunities Conference in New Orleans?


“Happy Days Are Here Again”


Dallas home prices rose at the third highest rate in the United States. Some of the bankers at the Texas Strategy Conference were wondering if the 2016 house price boon would continue. The good news is that it has.


One Industry, One Vision, One Voice


At the Texas Bankers Association 2016 Annual Strategic Conference, NexBank CEO & President John Holt was a panelist on the Innovation in Community Banking committee. Financial innovations might include online banking, virtual reality, voice payments or blockchain. NexBank and the Texas Bankers Association are planning for the future, by updating their technology.


It is interesting to hear about all of the computer technology, which could be used to improve the banking experience. NexBank online banking gives its clients the opportunity for anytime financial transactions. NexBank offers personal banking, commercial banking, mortgage banking and institutional services.


NexBank is Ready”


NexBank mortgage banking includes warehouse lending, wholesale & correspondent lending. Commercial banking services include financial institutions, agency services and Treasury management. Institutional services include investment banking, real estate advisory and public funds. NexBank also owns a student loan service after acquiring College Savings Bank in 2015.


Customers can choose from 2 different Dallas locations for NexBank: 2515 McKinney Avenue, Suite 1100 or 6121 Luther Lane. The asset balance for NexBank at the end of 2016 was $4.6 billion.


Krishen Iyers The Marketing Genius Every Insurance Company Needs

Krishen Iyers is the founder of Managed Benefits Services, an insurance marketing, and lead generation company that specializes in providing essential services insurance companies in Carlsbad and Carlsbad need to remain successful in the twenty-first century. There are a number of different factors that set the marketing services provided by Managed Benefits Services apart from the rest, listed are a few Krishen Iyer believes are the most important.


Less Agents More Traffic


Krishen Iyer believes that insurance companies should focus more on generating leads for their companies rather than hiring more agents. Less agents with more qualified leads is a smarter business model for insurance companies to follow as we move into the twenty-first century. Marketing and lead generation provided by Managed Benefits Services focuses on providing qualified, tested leads to licensed agents, eliminating the guesswork and wasted time cold calling prospects that aren’t interested in buying insurance. Maximizing your time is one of the top priorities a new insurance company should be focused on.


Quality Not Quantity


Simply providing a constant supply of leads isn’t enough for companies to be successful. Krishen Iyer believes that qualified, tested leads are the golden tickets to success. Quality, not quantity is important when providing qualified leads. Companies focused on saving money while choosing an option that provides them with better-qualified leads are sure to rise to capture the majority of the market share of new families looking for insurance.


About Krishen Iyer


Krishen Iyer lives in Carlsbad and is also the owner of Iyer Real Estate, an asset management/investment Holdings Company based in Carlsbad, CA. Iyers has invested in both residential and commercial property throughout the state of California. Krishen has also previously owned and operated and operated Carlsbad’s IHS Insurance Services, serving as the chief executive officer of Carlsbad’s Name My Premium service.

Bruce Katzen Is One The Top Estate Attorneys In Miami Florida

Lawyers provide many types of important services. One of the most important are services related to any wills and estates. One lawyer who knows how to provide superior estate help is Bruce Katzen. Bruce practices in Miami, Florida. Miami is one of the largest cities in the south and one of the fastest growing markets in the country. Many residents rely on estate attorneys to help them with make sure that they have the legal protections they need. They are looking for someone who can be on their side as they work with issues related to trusts, probate and corporate matters. Bruce Katzen understands their concerns. As a member of the law firm Kluger, Kaplan, Silverman, Katzen & Levine, P.L, Katzen has been involved in many types of varied commercial transactions over the course of his career. His office on South Biscayne Boulevard offers him the ability to meet with clients in the heart of the city.


Bruce Katzen has been a licensed attorney for over thirty years. He attended the University of Miami School of Law where he learned the duties of a lawyer and began to understand the fundamentals of this crucial field. Since that time, Bruce Katzen has been consistently part of the region’s top performing attorneys. Clients have learned to trust his judgement and appreciate his insights. Before he entered the field of law, he was a Certified Public Accountant. This role taught him a great deal about the inner workings of complicated financial deals. Since that time, he’s continued to serve as a resource for all who are seeking help with many types of fiscal matters. He brings a sense of passion to the table and a desire to help provide expert assistance. Many clients in the Miami area are happy to work with him.

All About Victoria Doramus

Victoria Doramus has been acting as a marketing trend analyst with the necessary experience. She has a clear understanding when it comes to the global market and also the trends under the retail consumer. She has knowledge in the fields of fashion, designing and lifestyle products. The abilities Victoria Doramus have, have made her be able to recognize trends which can be of impact into the specific markets. In addition to her experience in trend marketing, Victoria Doramus has writing experience, editing and also reporting on the global market trends.

After having attended the University of Colorado, Victoria Doramus was awarded a bachelors degree of Journalism. Her major field was copywriting and advertising. She later went to Sotheby Institute that is located in London and here she went to study contemporary design.

In her career life, Victoria Doramus worked for an assistant film director in New York. The director was known as Peter Berg. The role of Victoria Doramus was to manage the inventory of the properties and household and also making coordination to the domestic staffs. The other role victoria Doramus played was to make preparations before the arrival of the client and kept maintaining rapport with an outside vendor for a period of one year. She also worked for another year as a lifestyle trend editor. Before she started working as a lifestyle editor, Victoria was recruited by the former boss of the organization called Creative Artists agency. After that, she was the head of West Coach launch. The company was focused on the trend. In the organization, she used to work there by translating lifestyle trend together with the consumers’ insights and it was what the client preferred for marketing of their brand and the development of products. She even used to lead the collaborative projects that were curated by the city guides, marketing of specific products and also the custom trend reports.

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Bruno Fagali: The Defender Of Integrity

     Businesses have to find creative ways of attracting customers to their business. The more customers a business has, the more the profits. To increase their profits, businesses tend to use advertising to attract clients.

Due to the competitive nature of businesses, advertisements are manipulated to reflect false information about the business or the product.

False advertising is unethical because it misleads the customer to purchase the product hoping to gain the advertised benefits, but they end up spending money and not getting those benefits.

The customer becomes an innocent victim of false advertising if the product does not deliver value as the seller purports. This could cause harm to the consumer. A customer needs to know how the product will affect his or her health.

Bruno Fagali is a renowned lawyer and founder of the Fagali Advocacy. He is an expert on administrative law, business ethics, compliance, urban law and regulatory law. His firm provides counsel to corporations on integrity and how they should engage in ethical business.

Bruno is also the corporate integrity manager at Nova/sb. This firm is a Brazilian advertising agency that prides itself on being the first agency to have a corporate ethics division.

Under the leadership of Bruno Fagali, the firm has created global campaigns for the World Health Organization. It is also the first firm in Brazil to create a pop-up agency.

Nova/sb is a success because of their adherence to their code of conduct. The firm has made it mandatory to develop a strategy before commencing a campaign for their clients.

This creates popularity for their client’s product and enhances the company’s corporate image. The code also dictates ethical advertising to boost customer confidence in the product they are promoting.

Nova/sb, being a leader in the advertisement industry, wins several government contracts. Fagali ensures that he does not cut corners to get the contracts.

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American Institute of Architects: The Pioneer Organization in Architect Licensing

     The American Institute of Architects promoted Robert Ivy (AIA) as the Vice President and CEO in 2011. The Institute was established in 1857 and is considered the top organization of its kind. Robert is highly respected in the industry and has received numerous awards including the Crane Award. He has held the position of Editor in Chief of Architectural Record for nearly 22 years. In his new role, Robert Ivy will work from the headquarters in Washington, D.C. where he will manage over 200 employees with a $56 million yearly budget. Mr. Ivy has a Bachelor of Arts from the University of the South and a Masters’s in Architecture from Tulane University. He has been a Fellow at AIA college since 1993.

The AIA was founded by 13 architects who wanted to establish respect and professionalism to the industry. Prior to AIA, anyone could pose as an architect because there were no schools, regulation or licensing of the profession in the United States. The AIA was originally called the New York Society of Architects. By the 1880’s, AIA chapters had spread to major cities such as Chicago, St. Louis, San Francisco, Boston and Baltimore. By 2008, there were over 300 chapters and over 90,000 members. All of the top professionals in the field are members of the organization.

Robert Ivy strives to improve the company through public outreach, education and advocacy. He frequently speaks to audiences about the importance of architecture in our lives. He explains that things that we may take for granted such as our homes, place of work and stores would not exist without architecture. He has written numerous publications and biographies to include Fay Jones: Architect. He is responsible for streamlining the organization and shifting to a digital first technology infrastructure. Robert is also focused on preparing a new generation of architects to address major issues such as climate change and the impact of architecture on public health. He aims to make AIA more influential, proactive and responsive to the ever changing environment. Robert feels the organization has tremendous growth potential and he is proud that he has been able to add to its legacy.

You may watch and listen to Robert at

Jeff Yastine Talks About The Investment Potential Of The Regtech Industry

     According to Jeff Yastine, whenever bureaucrats make their presence in an industry, chief compliance officers should be recruited immediately. In addition, they should be accompanied with an entire department of their lieutenants to ensure that every individual in the company complies with the new command. However, whether extra rules make things better or worse is a debatable issue. Often, more rules results in increased costs for a company. It also means a reduction in stock prices unless a business embraces regulatory technology.

Regtech is the use of tools such as artificial intelligence and blockchain technology among other types of advanced technology with the aim of cutting down on regulatory costs. This strategy offers a huge investment opportunity. Recently, Bain & Co. identified 80 young firms that it referred to as “emerging regtechs.” The company’s products and services are slowly being employed in compliance-heavy sectors such as the insurance industry where they require tech-supplied boost to profits. A large number of the firms are still privately-held. Most of these services are in the startup stage with unknown names like OnRule, Taxometry, Flexeye and ComplyAdvantage.

However, a few publicly traded regtech firms are likely to expand considerably in the coming years. According to Let’s Talk Payments, a financial technology website, international banks are spending nearly $70 billion to ensure compliance with all the set of laws in the industry. This amount is likely to rise to around $120 billion in the next three years, as the institutions increase their spending on regtech products and services.

The forms that are used by many banks to make customers checkmark and sign to authenticate their identity when they open a new account relates to the federal anti-corruption and anti-money laundering rules. Fulfilling such rules and complying with current regulations via legacy systems can take nearly two years at a cost of over $10 million in leading banks. If handled via a regtech specialist, it may take three months at a cost of $300,000.

One thing that points to the investment potential in the industry is the regulators that are taking notice. Some entities have brought the young companies into their system. A number of premier institutions have planned to incorporate regtech firms into their bureaucratic orbit. These institutions include the U.S. Office of the Comptroller of the Currency, the Monetary Authority of Singapore and the Bank of England.

About Jeff Yastine

Jeff Yastine serves as the editor in chief of the Total Wealth Insider, a leading stop shop for achieving a richer and more prosperous life. In 2015 Jeff started working for Banyan Hill as the editorial director. Yastine has over two decades of experience as a financial journalist and stock market investor. The visionary leader has been at the heart of financial world events.

American Institute of Architects: A Highly Regarded Professional Group

     “AIA” is short for the “American Institute of Architects.” This is a group that was launched in 1857. It’s a reputable professional organization that, true to its name, focuses on architects. It operates out of Washington, D.C. The American Institute of Architect serves a vast range of diverse purposes. It works hard to endorse architecture as a vocation. It works hard to enhance how members of the general public view the field as well. It does this in numerous ways. The organization, first and foremost, provides people with educational opportunities. It also specializes in public outreach, community redevelopment and even government advocacy. The group puts a lot of attention on construction and design matters. It collaborates with construction and design professionals in order to align itself properly with the vast building world. Robert Ivy serves as the CEO (Chief Executive Officer) of the group at the moment. The group’s President is Thomas V. Vonier.

People can join the organization and became part of a handful of different tiers. These tiers include allied, Emeritus, associate, architect and international associate. A board of directors makes essential decisions that relate to the American Institute of Architects. There are more than 200 individuals who work full-time for the group. This group is a national one. Despite that, it has roughly 300 state and local divisions that give members more balanced viewpoints. The organization has divisions scattered in areas all around the planet. They’re all over the United States. They’re also in Hong Kong, Japan and Europe. The United Kingdom is home to a good number of American Institute of Architects members.

Robert Ivy is a tireless individual who is in charge at the American Institute of Architects. He functions as the group’s CEO and Executive Vice President on a daily basis. He landed his position as CEO back in 2011 and has been going strong since then. He is a graduate of Tulane University located in New Orleans, Louisiana. This is a widely known private research university in the South and beyond. He earned a Masters of Architecture degree from the lauded institution of higher learning. Before that, he went to Sewanee: The University of the South in Sewanee, Tennessee. This is a liberal arts college. Ivy received an English Bachelor of Arts degree there.

Ivy in the past worked as Architectural Record’s Editor in Chief. He earned that position in the middle of the nineties.

Matt Badiali: The Great Geologist And Investor

     Matt Badiali is an accomplished expert in the mining, energy and agricultural industries. He is a geologist with immense experience in natural resources. Matt has been in this industry for over a decade. He has toured many countries such as Turkey, Switzerland, Hong Kong, Singapore, and Iraq among others across the world. His work has taken him to many oil wells and mines across the globe and also interrogated CEOs of various companies about their latest resource and prospects and how they analyze geological data. As a trained geologist he always checks how skilled drilling crews are and the period they take to drill a hole.

Matt Badiali education Background

     Matt earned his degree in Earth science from the Penn State University. After his undergraduate course, Matt enrolled for a master’s degree in Geology from the Florida Atlantic University. Immediately after his graduation, Matt launched his career as a scholar. Matt has lectured Geology at the University of North Carolina and the Duke University.

While working as a lecturer, Matt received a call from a friend who was a financial consultant. Matt friend had landed a huge project and he needed a geological expert who would travel to the field to sample gold and check on mining field. This new job gave Matt immense experience and also exposed him to diverse cultures.

Matt has worked with various top tier natural resources companies such as Anadarko and Exxon Mobil. He has also attended numerous geological conferences where he shared his researches and findings on the financial programs. Matt has met and shared stage with the chairman of Pan American Silver, CEO of Sprott U.S. Holdings, legendary oilman T. Boone Pickens and spoken to Ross Beaty.

Besides working as a lecturer and a consultant for mining companies, Matt has also worked for several agricultural companies. Matt’s main role was to help these companies to identify land with fertile soils that are suitable for agriculture. Matt managed to juggle between consultancy and his role as a lecturer, which earned him a massive amount of income. He only worked for big and successful companies that paid him well.

Matt spent over ten years researching and writing about the major investments in the natural resources field. He wrote the book about resource investing franchise for the Banyan Hill publisher from scratch. Throughout the period he was writing and researching he made sure he learned a lot from some of the best financial analysts around. He explored abandoned mines to make profitable investments in natural resources.

Does Sawyer Howitt’s love of racquetball inspire to play it professionally?

     Racquetball is a fun and fast moving sport that is gaining popularity. Not only known as a gym sport, young people are diving on board for this interactive and intense game. If you enjoy it so much and are considering doing it professionally, here are some things to consider.

Find the right coach. It’s not about getting the closest coach in your town, or the cheapest. You want the right coach who will train you for greatness. You may have to travel or relocate to find them. You must think to yourself how bad do you want it. This may require a decent amount of research to acquire a coach. You may also read about other’s experience playing racquetball and learn as much as you can. You will be better prepared. Then, you must practice all the time. Great athletes train every day to become who they are, especially Olympians. You cannot get better unless you train, practice, eat and breathe the sport. Do your research and find the right workouts for racquetball. You won’t become better at racquetball if you are training for ice skating, and visa versa. You must also eat right, drink lots of water, and get enough sleep to perform at your optimal level. If you have a plan, stick to it. If you don’t have one, do it now. You must stick to your plan to see results. It takes time, hard work, and lots of determination to get there. If you give up you won’t experience the fruits of your labor. Now that you are on your way to greatness, you need to get paid to continue. Find a sponsor or jobs that allow you to train in the meanwhile. Athletes often promote company brands to get paid. You often see their logos and symbols on their outfits. You can also teach racquetball to make your bills, whatever works.

Racquetball pro Sawyer Howitt is taking the business world by storm. At only 17, he has managed to create a portfolio of business accomplishments that someone three times his age would envy.

Sawyer is a entrepreneur, philanthropist, racquetball enthusiast, and just all around good-natured person. He works as a Project Manager at The Meriwether Group in Portland, OR and is currently attending the University of California, Berkeley.